Welcome to Atome! The Atome app provides a new way to pay, allowing consumers to split a bill into three equal interest-free instalments, with no hidden charges or service fees. We aim to create a better life for consumers through greater financial access and technology, and build a better tomorrow using the best of technology today. With Atome consumers can lead a better life with our simple and transparent solution. We offer them financial freedom and a better way to pay for the things they want. We live by our words - ‘Love it. Own it. Pay later.’