Richard "Rich" Walinsky is an experienced business loan broker with Biz Capital LLC. He specializes in providing small business owners with the financial solutions they need to grow. With a solid business lending and personal credit background, he offers diverse funding options, including short-term and long-term loans, SBA loans, lines of credit (LOC), equipment financing, working capital, merchant cash advances, and start-up funding. He focuses on helping businesses find financing that aligns with their goals and needs. At Biz Capital LLC, Rich takes a personalized approach to business financing. Many small business owners face challenges when seeking capital from traditional banks, which often involve lengthy approval processes and high rejection rates. He addresses this by offering fast and flexible funding solutions. Thanks to his network of trusted lenders, businesses can secure funding within 48 to 72 hours, allowing them to continue operations and seize new growth opportunities without unnecessary delays. Rich’s deep knowledge of business financing enables him to match each client with the best possible loan product. For instance, he helps businesses finance up to 100% of their equipment costs, often without requiring a down payment. He also works with SBA-backed loans, offering favorable rates and repayment terms. Additionally, he provides working capital loans to support daily operations and lines of credit to allow businesses to access funds when needed. His expertise ensures clients receive the best possible terms and rates, making achieving their business goals easier. In addition to his role at Biz Capital LLC, Rich has worked as a franchise consultant with Franchise Traders since 2009. In this role, he helps aspiring franchisees identify and secure the right franchise opportunities. He is responsible for generating leads, qualifying prospects, and matching them with appropriate franchise groups.  Rich’s success in franchise consulting earned him the Broker of the Year award in 2010 from the Franchise Brokers Association (FBA). He is also a Certified Franchise Broker (CFB) and Certified Franchise Mentor (CFM), qualifications that reflect his in-depth knowledge of the franchise industry. Earlier in his career, Rich was an Outsourced Franchise Director for several companies, including Elements Fitness for Women, Digikids, and Interpreters Unlimited. In these roles, he worked with potential franchisees, guiding them through selecting the best franchise for their interests and goals. Before moving into business lending and franchise consulting, Rich gained valuable experience as a small business owner. He owned and operated Jake & Max’s Delicatessen and Bain’s Deli in Philadelphia, where he was responsible for all aspects of the business, from staffing to inventory management. This hands-on experience in the restaurant industry gave him a unique perspective on small business owners' challenges, which he now leverages to help others succeed. Outside of his professional work, Rich is passionate about giving back to his community. He supports several charitable organizations, including the Juvenile Diabetes Research Foundation (JDRF), which is especially meaningful to him due to his own experience with diabetes. He also contributes to organizations like the Children’s Hospital of Philadelphia, Make-A-Wish Foundation, and animal welfare groups. Through his work at Biz Capital LLC and charitable efforts, Richard Walinsky continues to support small businesses and positively impact the community.