Zac Kester is the Managing Director of Advanta Management and the Manager of the Advanta Charitable Lending Fund LLC. This private credit facility provides bespoke charitable gift financing loans to individuals. He was promoted to this role within six months of joining the organization due to his expertise in complex charitable giving, personal tax planning, and pooled charitable investment funds. His professional work includes private placement accredited charitable pooled investing, private credit lending, and private debt fund management. The fund operates as a program-related investment (PRI). This philanthropic structure prioritizes charitable purpose over financial return while preserving sufficient returns to enable capital to be reused for future charitable work. Its mission focuses on helping reverse the nationwide decline in charitable giving by making complex charitable giving strategies more accessible. In 2025, Kester joined the fund as Executive Vice President and worked with accredited charitable institutional investors as they completed investment due diligence. During his first year as an investment relations professional, he achieved $50 million in new investments. In the second year, he and the fund anticipate more than $100 million in new investments, more than $100 million in funded loans, and more than $100 million in charitable gifts. As Managing Director, Zachary Kester oversees lending, investment, and organizational operations. He works to ensure the fund continues operating as a PRI while managing lending and investment risk. His responsibilities include borrower reviews, loan documentation, collateral valuation, collateral monitoring, loan performance oversight, and ongoing team education. He also brings sales, credit, and compliance teams together early in the process to review deals and avoid unsuitable transactions. Kester works with charitable and mission-driven investors to show how the lending programs support charitable purposes and the PRI mission. He also helps structure loans with specialized collateral strategies intended to protect investor capital and preserve resources for future charitable and community-focused programs. Kester's role includes overseeing strategy, liquidity, financial stability, investor reporting, financial controls, audit preparation, stress testing, and risk management. By coordinating with lending, underwriting, treasury, and risk teams, he supports a balanced and disciplined approach to operations. Outside of his professional work, Zac Kester serves as a Director of Advanta Philanthropic, a Director of a large charitable grantmaking organization, and remains active in his local church. He earned a Certificate in Fundraising Management and Philanthropic Studies in 2012, holds the Chartered Advisor in Philanthropy® designation, and is pursuing the Chartered Life Underwriter® and Chartered Financial Consultant® designations.