We’ve all made mistakes in our lives. We’ve had tough decisions to make that may have not been in the best interest of our credit rating. We made decisions to take care of our immediate needs versus protecting our credit and as a result our credit took a blow. So when we hear the word “bad credit”, we begin to view ourselves as irresponsible versus viewing the situation and decisions that we made as necessary at that moment. The Credit Chef will work with you to challenge all erroneous items that affect your credit report. Now sit back and enjoy time with your family knowing The Credit Chef is in the kitchen creating magic for you! TASTE THE DIFFERENCE! - The Credit Chef