Before I became a Top 1% in the Nation Mortgage lender with a team of passionate client centric "Rockstar's" I was a clueless first time home buyer. I became a mortgage lender because my first home buying experience was terrible. We had no idea what we were doing and the lender spent zero time educating us on the process. We ended up "max qualified" and eating top ramen while seeing our house as a burden instead of a benefit. There had to be a better way! My goal from day one has always been to educate my clients so they understand what they are getting into. I created this channel to share what I know so that others can have the knowledge I wish I had when I bought my first house! If you ever need a mortgage I am licensed in 46 states so do call 707-478-0637. -Jen www.zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 https://www.guaranteedrate.com/disclaimer.php https://www.guaranteedrate.com/licensing.php For licensing information www.nmlsconsumeraccess.org