PT Adira Dinamika Multi Finance Tbk or Adira Finance was established in 1990 and started its operation in 1991. Since the beginning, Adira Finance committed to be the best and foremost finance company in Indonesia. Adira Finance presents to serve various financing as of vehicles, both new or used ones. Recognize the potential, Adira Finance began to conduct initial public offering for its shares in 2004 and Bank Danamon became the majority shareholder with 75% ownership. Through some corporate actions, currently Bank Danamon owns 92.07% of Adira Finance’s shares. As a subsidiary of Bank Danamon, Adira Finance is part of the MUFG Group, which is one of the largest banks in the world. Adira Finance has become a leading company in the financing sector that serves a variety of brands and products. In 2017 Adira Finance presents a multipurpose financing e-commerce platform service at dicicilaja.com, the marketplace for buying and selling vehicles at momobil.id, and followed by momotor.id in 2018. On February 20, 2020, Adira Finance launched a new innovation in the digital field, namely Adiraku to provide real-time, easy and safe transaction experience. As of June 30, 2020, Adira Finance operates 452 business networks throughout Indonesia, supported by 20,469 employees, to serve 2.6 million consumers with total receivables managed reaching Rp 50.4 trillion. Since 2014, Adira Finance has managed to get the idAAA rating, the highest rating given by the Indonesian rating agency, Pefindo. The company also obtained investment grade ratings in 2019, namely Baa2 by Moody’s and BBB by Fitch, both of these international rankings are investment grade similar to the sovereign rating of Indonesia. This rating significantly strengthens the Company’s ability to access more competitive new sources of funding. Adira Finance continuously contributes to the nation and the country of Indonesia. Through its brand identity and commitment, namely “Sahabat Setia Selamanya”, Adira Finance committed to impose its mission which ends with the increment of the welfare of the Indonesian society. It is performed through the providing of various products and services according to the customers’ life cycle from multipurpose financing, household and electronic equipment (durables), automotive (motorcycles and cars), to umroh financing (sharia).